as banking
brings no treasure into the kingdom like trade, private wealth must
sink as the bank riseth? And whether whatever causeth industry to
flourish and circulate may not be said to increase our treasure?

220. Qu. Whether the ruinous effects of Mississippi, South Sea, and
such schemes were not owing to an abuse of paper money or credit, in
making it a means for idleness and gaming, instead of a motive and
help to industry?

221. Qu. Whether those effects could have happened had there been no
stock-jobbing? And whether stock-jobbing could at first have been
set on foot, without an imaginary foundation of some improvement to
the stock by trade? Whether, therefore, when there are no such
prospects, or cheats, or private schemes proposed, the same effects
can be justly feared?

222. Qu. Whether by a national bank, be not properly understood a
bank, not only established by public authority as the Bank of
England, but a bank in the hands of the public, wherein there are no
shares: whereof the public alone is proprietor, and reaps all the
benefit?

223. Qu. Whether, having considered the conveniencies of banking and
paper-credit in some countries, and the inconveniencies thereof in
others, we may not contrive to adopt the former, and avoid the
latter?

224. Qu. Whether great evils, to which other schemes are liable, may
not be prevented, by excluding the managers of the bank from a share
in the legislature?

225. Qu. Whether the rise of the bank of Amsterdam was not purely
casual, for the security and dispatch of payments? And whether the
good effects thereof, in supplying the place of coin, and promoting
a ready circulation of industry and commerce may not be a lesson to
us, to do that by design which others fell upon by chance?

226. Qu. Whether the bank proposed to be established in Ireland,
under the notion of a national bank, by the voluntary subscription
of three hundred thousand pounds, to pay off the national debt, the
interest of which sum to be paid the subscribers, subject to certain
terms of redemption, be not in reality a private bank, as those of
England and Scotland, which are national only in name, being in the
hands of particular persons, and making dividends on the money paid
in by subscribers? [Footnote: See a Proposal for the Relief of
Ireland, &c. Printed in Dublin A. D. 1734]

227. Qu. Whether plenty of small cash be not absolutely necessary
for keeping up a circulation among the people