said that her work in the shoe department was exhausting,
because of the stooping, the frequent sitting down and rising, and the
effort of pulling shoes on and off. In the summer preceding the fall when
she told of her experience in the store, she had, in reaching for a box
of shoes, strained her heart in some way, so that she lost consciousness
immediately, and was ill for seven weeks. She failed to recuperate as
rapidly as she should have done, because she was so completely
devitalized by overwork.

The firm was very good to her at this time, sending a doctor daily until
she was in condition to go to the country. It then paid her expenses for
two weeks in a country home of the Young Women's Christian Association,
and during the three remaining weeks of her stay paid her full wage. Miss
Carr praised this company's general care of the employees. A doctor and
nurse were available without charge if a girl were ill in the store. A
social secretary was employed.

Miss Carr lived in a furnished room with two other women, each paying a
dollar a week rent. She cared nothing for her fellow-lodgers; her only
reason for spending her time with them in such close quarters was her
need of living cheaply. She cooked her breakfast and supper in the
crowded room, at an expense of $1.95 a week. She said that her "hearty"
meal was a noon dinner, for which she paid in a restaurant 15 cents a
day.

After her experience in the summer, she realized that she should assure
herself of income in case of illness. She joined a benefit society, to
which she paid 50 cents a month. This promised a weekly benefit of $4 a
week for thirteen weeks, and $200 at death. She paid also 10 cents a week
for insurance in another company.

The room was within walking distance of the store, so that she spent
nothing for carfare. The services and social life of a church were her
chief happiness. Besides her contributions to its support, she had spent
only $1 a year on "good times." She did her own washing.

Her outlay in health in these years had been extreme. She was very worn,
thin, and wrinkled with hard work, severe economies, and anxiety,
although she was still in what should have been the prime of life.

Her weekly budget was: lodging, $1; board, $1.95; luncheons, $1.05;
insurance, 21 cents; clothing, contributions to church, occasional
carfare, and other expenses, $1.79; total, $6.

Miss Carr said that her firm was generous in many of its policies, b