1878 the amount of the disability benefit
had been made variable, being raised by an assessment of fifty cents on
each member of the Union. About 1884 the disability benefit was
abandoned.]

Nearly all the unions thus combining death and disability benefits grade
the disability benefit. They usually also differentiate the two benefits
either in the amount paid or in the period of membership required for
eligibility to the benefit. The Iron Molders, the Cigar Makers and the
Painters pay the same sums in case of disability as of death.[104] The
other unions, with one exception, provide for a greater maximum benefit
in case of disability. The period of good standing required to draw a
particular sum is usually greater in the case of the disability benefit
than in the case of the death benefit. The provisions of the Brotherhood
of Carpenters are fairly typical.[105] After six months' good standing
members become eligible to a death benefit of one hundred dollars, but
they are not eligible to a disability benefit until they have been in
membership twelve months. The maximum death benefit is two hundred
dollars, while the maximum disability benefit is four hundred dollars.
The maximum death benefit is paid on the death of members in good
standing for one year, while to be eligible to the maximum disability
benefit requires a membership of five years.[106]

[Footnote 104: The Cigar Makers retain fifty dollars until the death of
the member.]

[Footnote 105: The Carpenter, Vol. 2, No. 8, p. 5; Vol. 4, August,
1884.]

[Footnote 106: Constitution of the United Brotherhood of Carpenters and
Joiners of America, 1888 (n.p., n.d.), p. 10; Constitution, 1905
(Milwaukee, n.d.), p. 18.]

The following table shows the amounts of the death and disability
benefits in the more important unions, as originally established and as
paid in 1905:

AMOUNT OF DEATH AND DISABILITY BENEFIT.
===========================================================================
|Amount Paid Originally. | Amount Paid in 1905.
Name of Union.|------------------------------------------------------------
|Death. |Disability. | Death. |Disability.
---------------------------------------------------------------------------
Iron Molders. |Yield of a | Yield of a |$100 for 1 yr. |$100 for 1 yr.
|40c. per | 40c. per | 150 for 5 yrs.| 150 for 5 yrs.
|capita | capita