1906 (La Fayette, n.d.), p. 39;
Constitution of the Tobacco Workers' Union, 1900, third edition, 1905
(Louisville, n.d.), p. 18.]

[Footnote 217: The following are the more important unions making no
allocation of their funds: Cigar Makers, Typographia, Piano and Organ
Workers, and Plumbers.]

[Footnote 218: Constitution of the Iron Molders' Union of North
America, 1902 (Cincinnati, n. d.), p. 20; Constitution of the
International Typographical Union of North America, 1904 (Indianapolis,
1904) p. 10.]

[Footnote 219: Proceedings of the Twenty-second Session, Toronto, 1902,
p. 646 (Supplement to Iron Molders' Journal, September, 1902).]

[Footnote 220: Proceedings of the Forty-sixth Session, Milwaukee, 1900,
pp. 51, 99 (Supplement to Typographical Journal, September, 1900).]

[Footnote 221: The Carpenter, Vol. 16, October, 1896.]

Efficient financial administration requires in the case of certain
benefits an apportionment of revenue between the national union and its
subordinate unions. The funds for the payment of death and disability
benefits or of old age pensions can be held at national headquarters,
since the administration of such benefits can be centralized and
immediate payment is not essential. In the railway unions and in the
great number of unions, such as the Brotherhood of Carpenters and the
Typographical Union, which have developed only death benefits, the dues
for beneficiary purposes are collected by the local unions and paid over
to the national treasury. In those national unions which have introduced
sick, out-of-work, or travelling benefits, national funds are ordinarily
held by the local unions, for the reason that it is desirable that
payment of claims should be made immediately. The unions which pay such
benefits are divisible into two classes according to the extent to which
they have entrusted the funds of the national union to the local unions.
The Cigar Makers, the Typographia, the Piano and Organ Workers and the
Plumbers intrust to the local unions all the funds of the national
organization. A more numerous class of unions apportion the dues between
the local unions and the national organization. The Iron Molders, for
example, collect twenty-five cents per week from every member. This
amount is applied as follows: ten cents per week per member is
transferred to the International treasurer, of which sixteen per cent.
is placed to the credit of the death and disability fund, twenty-six per