oughly versed in the productions of
different looms in different countries, that it is now his practice to
select certain mills noted for excellence of work, and take their entire
supply, and thus it happens that there are many looms in the busiest
haunts of the Old and New Worlds that toil unceasingly on his account.

"By buying thus largely in foreign lands, he is, of course, the largest
importer in the nation, and his duties average $30,000 gold per day.
Every year his business steadily increases, and there is apparently no
practical limit at which it will stop. As prudent in vast affairs as
other men are in small, he insures liberally, and has policies renewed
every third day throughout the year. But, while leaning upon the
insurance companies, he is utterly independent of the banks; he has
never asked one of them to 'carry' him through a crisis, and should such
a contingency arise, there is no bank in the world competent to the
task."

Mr. Stewart is now sixty-eight years old, but looks much younger, being
still as vigorous and active, both mentally and physically, as most men
of forty-five. He is of the medium size, has light-brown hair and beard,
which are closely trimmed. His features are sharp, well cut, his eye
bright, and his general expression calm and thoughtful. His manner is
reserved, and to all but his intimate friends cold. He dresses with
great simplicity, but with taste, and in the style of the day. His
habits are simple, and he avoids publicity in all things. Standing as he
does at the head of the mercantile interests of the country, he affords
a fine example of the calm and dignified manner in which a man of true
merit may enjoy his legitimate success, and of the good use he may make
of its fruits.

CHAPTER IV.

AMOS LAWRENCE.

Amos Lawrence was born at Groton, Massachusetts, on the 22d of April,
1786. His ancestor came of a good English family, and was one of the
company which sailed from England for the New World under Governor
Winthrop, in 1630, and which, according to Grahame, contained "several
wealthy and high-born persons, both men and women, who expressed their
determination to follow truth and liberty into a desert, rather than to
enjoy all the pleasures of the world under the dominion of superstition
and slavery." This Lawrence settled in Watertown, and was one of the
original proprietors of the town of Groton, which was founded in 1655.
Samuel Lawrence, the father of the sub