him. A year later he
was elected president of the bank, a position which he still holds,
being in point of service the oldest bank president in New York. Upon
questions of banking and finance, his views are listened to with great
respect by his associates, who have proof of their soundness in the
splendid success of the institution over which he presides; and it may
be truly said that there are few men in the city who enjoy so large a
share of the public confidence as is bestowed upon him.

As a citizen, he is public-spirited and liberal. Some years ago, he held
the office of city chamberlain, and during his administration of it a
difficulty arose in regard to paying the police force their wages.
Knowing that the men and their families would suffer if the money were
not promptly paid them, Mr. Stout generously advanced the necessary sum
from his private means, looking to the city to reimburse him. In
grateful acknowledgment of this practical sympathy for them, the force
presented him with a handsome testimonial. His fortune is immense, and
is used liberally in behalf of the cause of the Christian religion. His
charities are said to be large, but one rarely hears of them, so quietly
are they done. He is married and has a family.

No man's career holds out more encouragement to young men seeking to
rise than that of Andrew V. Stout. It shows that courage, patient
industry, and business capacity will bring fortune to any honest worker.
His uniform success speaks volumes in favor of a young man's striving to
lead a Christian life in the midst of his business cares and struggles.
God's blessing follows such an one at every step, and he will succeed in
the end, whatever trials may beset his path at first. It is a great
mistake to suppose that a man's success depends on his "sharpness."
Shrewdness is a valuable quality, but it must be coupled with a plain,
practical honesty, or it will amount to nothing in the end. A man must
be faithful to his God if he would have his work stand.

CHAPTER VI.

JONAS CHICKERING.

On Tremont Street, in the City of Boston, near the Roxbury line, there
stands an immense building of brick, said to be larger than any edifice
in the United States, save the Capitol at Washington. It is built in the
form of a hollow square, with a large court-yard in the center, and the
building and court-yard together cover an area of five acres. It is five
stories in height on the outer side, and six o