ad
saved seventeen thousand dollars--a very large sum in those steady-going
days.

He was greatly aided by the custom of doing business on time, which
then prevailed, but he never allowed one of his notes to be protested,
and never asked for an extension. When he began business, he did so with
the firm resolve that he would conduct his most insignificant
transaction as a Christian man of honor. If he could not make money
honestly, he would remain poor. Every body saw the energy and judgment
with which he conducted his affairs, and the strict integrity which
marked them all, and he was not long in building up a reputation as a
business man of which any one might have been proud. The promptness and
apparent ease with which he met every contract, and took up every note,
caused it to be generally believed that he was a very rich man. Further
than this, it was known that he was a zealous and earnest Christian, one
who carried his religion into his business, and who lived up to his
professions. He was an active member of the Methodist Church, and the
business man of the congregation to which he belonged. In his hands its
finances prospered as they had never done before. Such was the
reputation of this young man, who had not yet attained his majority.

He held his position in the public school for several years after his
appointment to it, but the requirements of his business at length
compelled him to relinquish it.

In the midst of his prosperity Mr. Stout made one mistake. A friend with
whom he had been interested in building wished to procure some money
from the bank, and Mr. Stout was induced, with considerable reluctance,
to indorse his note for five thousand dollars. One false step in
business, as in other affairs of life, leads to another, and, in order
to save this money, Mr. Stout was forced to renew his indorsements until
his liabilities amounted to twenty-three thousand dollars. To his dismay
he was now informed by the builder for whose sake he had incurred this
risk, that he (the builder) had failed, without making provision for the
payment of the notes, and that Mr. Stout would have to account to the
bank for them.

"Several methods of relief were open to Mr. Stout. He was worth
seventeen thousand dollars, which he had earned by nights of toil, by
economy, and by daily and earnest attention to business. To pay the
notes would not only sweep away every penny that he had, but would leave
him six thousand dolla