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nt Subasio[1] proudly towers, at its feet lies outspread all the Umbrian plain from Perugia to Spoleto. The crowded houses clamber up the rocks like children a-tiptoe to see all that is to be seen; they succeed so well that every window gives the whole panorama set in its frame of rounded hills, from whose summits castles and villages stand sharply out against a sky of incomparable purity. These simple dwellings contain no more than five or six little rooms,[2] but the rosy hues of the stone of which they are built give them a wonderfully cheerful air. The one in which, according to the story, St. Francis was born has almost entirely disappeared, to make room for a church; but the street is so modest, and all that remains of the _palazzo dei genitori di San Francesco_ is so precisely like the neighboring houses that the tradition must be correct. Francis entered into glory in his lifetime; it would be surprising if a sort of worship had not from the first been centred around the house in which he saw the light and where he passed the first twenty-five years of his life. He was born about 1182.[3] The biographies have preserved to us few details about his parents.[4] His father, Pietro Bernardone, was a wealthy cloth-merchant. We know how different was the life of the merchants of that period from what it is to-day. A great portion of their time was spent in extensive journeys for the purchase of goods. Such tours were little short of expeditions. The roads being insecure, a strong escort was needed for the journey to those famous fairs where, for long weeks at a time, merchants from the most remote parts of Europe were gathered together. In certain cities, Montpellier for example, the fair was perpetual. Benjamin of Tudela shows us that city frequented by all nations, Christian and Mohammedan. "One meets there merchants from Africa, from Italy, Egypt, Palestine, Greece, Gaul, Spain, and England, so that one sees men of all languages, with the Genoese and the Pisans." Among all these merchants the richest were those who dealt in textile stuffs. They were literally the bankers of the time, and their heavy wagons were often laden with the sums levied by the popes in England or France. Their arrival at a castle was one of the great events. They were kept as long as possible, everyone being eager for the news they brought. It is easy to understand how close must have been their relations with the nobility; in certain
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