ntion we give
to large deposits, so we suggest that you bring in and deposit
whatever you have saved. That will make a start, and once
started it is truly surprising how quickly a bank account
rolls up.

I hope that we may have the benefit of your patronage.

Very truly yours,
The Guardian Trust Company,
(Handwritten) _J. D. Wallace_,
Secretary.

_Where a savings account is inactive_

GUARDIAN TRUST CO.
BAYVILLE, N. J.

August 10, 1922.

Mr. George Dwight,
Bayville, N. J.

Dear Sir:

A little home bank may be made a power for good.

It can accomplish nothing by itself, standing unused in an
out-of-the-way place.

It can only be an assistant to the saver.

It can assist your boy and girl to great things.

It can assist you in daily economies upon which big results
are often built.

It cannot furnish the initiative, but it can be a constant
reminder and an ever-ready recipient.

Why not _use_ the little bank we delivered to you when you
opened your savings account with us to teach the children to
save, or to collect together small amounts for yourself.

Why not?

Very truly yours,
(Handwritten) _J. D. Wallace_,
Secretary.

_Checking accounts_

_A letter soliciting a home account:_

GUARDIAN TRUST CO.
POUGHKEEPSIE, N. Y.

October 14, 1923.

Mrs. Hester Wickes,
59 Market Street,
Poughkeepsie, N. Y.

Dear Madam:

Do you ever have arguments over bills that you have paid in
cash? Do you always remember to get a receipt? Do you find it
a nuisance to carry cash? Do you know that it is dangerous to
keep much cash in the house?

There can be no dispute about an account if you pay it with a
bank check. Your cancelled check is a perfect receipt. More
than that, your bank book shows you when, how much, and to
whom you have paid money. It is not only the easy way of
paying bills but the safe way. You escape all the danger of
carrying or having in the house more than mere pocket money.
You will find by opening a