aps for years to come.

But Honey chirked up wonderfully when he handed her the "extra ten."
"I'll deposit this the first thing Monday morning," she cried. "I'm so
glad we're beginning to put money back into the bank--we've drawn so
much out. And we 'll do it every week until we've paid back every cent
we took out!"

And Skinner was glad that she was glad, although he reflected that her
process of putting money back into the bank as fast as he drew it out
would be about as effectual as the efforts of a squirrel in a little
wire treadmill!

At dinner the Skinners opened their hearts to each other. Dearie took
out his little book containing the dress-suit account and read off the
items to Honey. The balance seemed to be heavily on the debit side.

"Well," said Skinner, "there won't be any more debits, anyway. We've
spent all we're _going_ to spend--and don't you forget it! I promise
you that!"

"We don't _need_ to spend any more," said Honey. "We have our clothes."

"Yes," said Skinner, "so we have."

"Cheer up, Dearie. There's one thing you forgot to put down to the
credit of that dress-suit account. It has made your little wifey very,
very happy!"

Honey put her head on Dearie's shoulder.

"For that reason," said Skinner, "and for that alone"--he winked
solemnly at the wall over Honey's shoulder--"it has made _me_ very
happy!"

He stroked Honey's glossy hair and held her close.

"No," said Honey, resuming her place at the table, which she had left
in her exuberance to give Dearie a hug, and knitting her brows,
"there's no way of spending any more money. We've made our original
investment."

"The initial cost," Dearie corrected.

"We've invested in ourselves," Honey went on.

"Yes, and we've bought our own bonds," Skinner added.

"And they'll pay better than any old bank," cried Honey. Then quickly,
"But we won't buy any more!"

"There are other financial stunts besides putting money in the bank,"
observed Skinner. "Look at Lewis. He invested in himself."

"Just as we're doing," Honey broke in.

"Er--not precisely," Skinner qualified. "But his investment has
already returned self-respect, social opportunity, enhanced efficiency."

"And he has n't half as much brains as you have!"

"I don't know about that," said Skinner, rather dubiously. "Anyhow,
what he's got are live ones." Then, after a pause, "Look here, Honey,
we don't need to worry. We've already invested so much. It's g