imself 'D. C. D.' He never
could find out who it was. Several years passed. He watched the
papers, but these initials never appeared again. So Mackensie
concluded that his unknown savior was dead.

"But he made up his mind to pass the good deed along and here's the
romance of it. He wants whoever it was that helped him to get all the
credit for it. He wants him to be reminded--if he happens to be alive
and 'broke'--that the good thought started is being pushed along. So
to-day a newspaper tells a story of an unfortunate girl--a starving boy
picked up by the police--a helpless widow--a friendless old man. The
next day you read, 'Rec'd from D. C. D. $20.'--'D. C. D. $50'--as the
case may be. That's old man Mackensie."

"And yet they say money kills romance." Honey's eyes shone with
appreciation.

"And there's Solon Wright," Skinner went on, "another 'gold bug.' For
years every night he has handed a dollar to a certain shambling fellow
outside the ferry gate."

"How curious!"

"Briscom told me about it. The strange thing is, it's a man Wright
used to detest when he was flush. He does n't like him even now.
That's why he gives him the money. Moral discipline, the way he puts
it. Can you beat it?"

As a result of these observations in the Pullman, Skinner jotted down
in his little book:--

_Dress-Suit Account_

_Debit_ _Credit_

Interesting discovery of
generally unsuspected facts
in the habits of "gold bugs."

While Skinner was sailing over a fair sea, untroubled by anything but
the growing fear that some day Honey might find him out,--about the
"raise,"--storm clouds were gathering in a wholly unsuspected quarter.

"I saw our Skinner getting out of the Pullman this morning," said
Perkins to the senior partner.

"What of it?" said McLaughlin.

"I see him getting out of it every morning."

"Still what of it?" persisted McLaughlin. "The Pullman habit isn't
expensive--only a quarter from Meadeville."

"Oh, nothing," observed Perkins. "Nothing in itself, but new clothes
and traveling round in a Pullman don't square with the fact that
Skinner did n't get his raise."

McLaughlin swung around in his chair. "Say, Perk, what do you mean by
these hints? You never _did_ like Skinner."

"You're mistaken, Mac. It was his clothes I di