Know all men by these presents, that ............ of the said
County, in consideration of the sum of ............ dollars, to be
advanced in merchandise by ............, of Beaufort County and
State, have bargained and sold unto the said ............ the
following personal property, ............, now in my possession,
and which I promise to deliver on demand of the said ............

(Signed) .....................

$............

On the .... day of 19.., I promise to pay to the order of
............ ..........., at Beaufort, South Carolina, ............
dollars for money and supplies to be advanced and furnished me by
the said ............, merchants, Beaufort, South Carolina, for use
in the cultivation of crops on the plantation or farm cultivated by
me in Beaufort County, South Carolina, known as the ............
plantation, and containing about ............ acres, during the
year 190...

And in consideration of the said advance made me I hereby give,
make and grant to the said ............ a lien to the extent of
said advance on all the crops which may be grown on the said
plantation or farm during the year 190.., wherever said crops or
parts of them are found.

This lien hereby given is executed and to be enforced in accordance
with the laws of the State of South Carolina.

I, the said ............, in consideration of the foregoing, do
hereby agree to advance to the said ........... ..... dollars, as
above stated.

Witness the hands and seals of both parties.

In the presence of ............, L. S.
............ ............, L. S.

This is then recorded in the County Court as is an ordinary mortgage.

On this island considerable money has been saved and is now deposited
with a firm of merchants in whom the people have confidence. In July,
1902, there were about 100 individual depositors having some $4,000 to
their credit. The money can be withdrawn at any time, all debts to the
firm being first settled. Interest at five per cent. is allowed. Some of
this money comes from pensions. There are round about Beaufort a
considerable number of U. S. pensioners, as the city was headquarters
for Union soldiers for a long time. The effect of the pensions is
claimed both b