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high-steeved bowsprits soaring above pleasant Battery Park and a forest of spars extending up the East River. In 1790 more than two thousand ships, brigs, schooners, and smaller craft had entered and cleared, and the merchants met in the coffee-houses to discuss charters, bills-of-lading, and adventures. Sailors commanded thrice the wages of laborers ashore. Shipyards were increasing and the builders could build as large and swift East Indiamen as those of which Boston and Salem boasted. Philadelphia had her Stephen Girard, whose wealth was earned in ships, a man most remarkable and eccentric, whose career was one of the great maritime romances. Though his father was a prosperous merchant of Bordeaux engaged in the West India trade, he was shifting for himself as a cabin-boy on his father's ships when only fourteen years old. With no schooling, barely able to read and write, this urchin sailed between Bordeaux and the French West Indies for nine years, until he gained the rank of first mate. At the age of twenty-six he entered the port of Philadelphia in command of a sloop which had narrowly escaped capture by British frigates. There he took up his domicile and laid the foundation of his fortune in small trading ventures to New Orleans and Santo Domingo. In 1791 he began to build a fleet of beautiful ships for the China and India trade, their names, Montesquieu, Helvetius, Voltaire, and Rousseau, revealing his ideas of religion and liberty. So successfully did he combine banking and shipping that in 1813 he was believed to be the wealthiest merchant in the United States. In that year one of his ships from China was captured off the Capes of the Delaware by a British privateer. Her cargo of teas, nankeens, and silks was worth half a million dollars to him but he succeeded in ransoming it on the spot by counting out one hundred and eighty thousand Spanish milled dollars. No privateersman could resist such strategy as this. Alone in his old age, without a friend or relative to close his eyes in death, Stephen Girard, once a penniless, ignorant French cabin-boy, bequeathed his millions to philanthropy, and the Girard College for orphan boys, in Philadelphia, is his monument. The Treaty of Amiens brought a little respite to Europe and a peaceful interlude for American shipmasters, but France and England came to grips again in 1803. For two years thereafter the United States was almost the only important neutral nati
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