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count for the backwardness of American and British farmers in the obviously important matter of organisation. The farmer, we know, is everywhere the most conservative and individualistic of human beings. He dislikes change in his methods, and he venerates those which have come down to him from his fathers' fathers. Whatever else he may waste, these traditions he conserves. He does not wish to interfere with anybody else's business, and he is fixedly determined that others shall not interfere with his. These estimable qualities make agricultural organisation more difficult in Anglo-Saxon communities than in those where clan or tribal instincts seem to survive.[4] Now it is fair to the farmer to admit that his calling does not lend itself readily to associative action. He lives apart; most of his time is spent in the open air, and in the evening of the working day physical repose is more congenial to him than mental activity. But when all this is said, we have not a complete explanation of the fact that, by failing to combine, American and British farmers, persistently disobey an accepted law, and refuse to follow the almost universal practice of modern business. I believe the true explanation to be one that has somehow escaped the notice of the agricultural economist. Those who accept it will feel that they have found the weak spot in American farming, and that the remedy is neither obscure nor difficult to apply. The form of combination which the towns have invented for industrial and commercial purposes is the Joint Stock Company. Here a number of persons contribute their capital to a common fund and entrust the direction to a single head or committee, taking no further part in the business except to change the management if the undertaking does not yield a satisfactory dividend. Our urban way of looking at things has made us assume that this city system must be suitable to rural conditions. The contrary is the fact. When farmers combine, it is a combination not of money only, but of personal effort in relation to the entire business. In a cooperative creamery, for example, the chief contribution of a shareholder is in milk; in a cooperative elevator, corn; in other cases it may be fruit or vegetables, or a variety of material things rather than cash. But it is, most of all, a combination of neighbours within an area small enough to allow of all the members meeting frequently at the business centre. As the system de
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