r, and of the survivor, in the
case of death of either one.

I suppose I must regard the letter of Mr. Forbes to me, dated January
4, 1872, and written under instructions from the Governors of the Bank
as expressing your final conclusion that the account in whatever form
it may be kept, must be considered a personal one.

You know my anxiety to have by deposits received by the Bank, and
entered in such way that in case of my death the balance may be drawn
at once by the Secretary of the Treasury or some other officer of the
Government, and although you are unwilling to regard the account as an
official one, I hope that on further consideration you will allow it
to be opened in the name of Mr. Boutwell and myself jointly and
severally as above stated. I am, sir,
Your obedient servant,
(Signed) WILLIAM A. RICHARDSON,
_Assistant Secretary of the United States Treasury Department._

_(e)_ MR. FORBES TO JUDGE RICHARDSON

BANK OF ENGLAND, E. C.
_January_ 17, 1872.

HON. W. A. RICHARDSON,
_Assistant Secretary of the Treasury
of the United States_, 41, _Lombard St._
_Sir:_ I am directed by the Governor to acknowledge the receipt of
your letter of the 15th inst., requesting that the account of money
deposited by you in the Bank may stand in the name of the Hon. George
S. Boutwell, Secretary of the Treasury, U. S. A., and yourself, the
Assistant Secretary, jointly and severally, so as to be subject to
the several draft of either, and of the survivor in case of death of
either one.

I am to inform you that the Bank is prepared to open an account in this
form, as a personal account; but it is essential that Mr. Boutwell
should join in the request and concur in the conditions proposed before
each party can in that case draw upon the account. I am, sir,
Your obedient servant,
(Signed) GEORGE FORBES,
_Chief Cashier._

_(f)_ JUDGE RICHARDSON'S REPORT

41, LOMBARD STREET, LONDON,
_January_ 25, 1872.

HON. GEORGE S. BOUTWELL,
_Secretary of the Treasury._

_Dear Sir:_ It is my purpose in this letter to give you an account of
the way in which I have kept the money arising from the sale of the
Funded Loan, and the manner in which it has been drawn from time to
time to pay for bonds purchased and redeemed.

Immediately after the first of December, 1871, the money began to
accumulate very rapidly. Up to the first of December no money whatever
had been received, all bonds delivered having been paid