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there appeared a shortage in the cotton-crop, and prices began to soar. The cause was obviously the unexpected success of the new Farmers' League among the cotton-growers. Mr. Easterly found it comparatively easy to overthrow the corner, but the flurry made some of the manufacturers timid, and the trust agreement was postponed until a year later. This experience and the persistence of Mr. Taylor induced Mr. Easterly to take a step toward the larger project: he let in some eager outside capital to the safer manufacturing scheme, and withdrew a corresponding amount of Mrs. Grey's money. This he put into John Taylor's hands to invest in the South in bank stock and industries with the idea of playing a part in the financial situation there. "It's a risk, Taylor, of course, and we'll let the old lady take the risk. At the worst it's safer than the damned foolishness she has in mind." So it happened that John Taylor went South to look after large investments and, as Mr. Easterly expressed it, "to bring back facts, not dreams." His investment matters went quickly and well, and now he turned to his wider and bigger scheme. He wrote the Cresswells tentatively, expecting no reply, or an evasive one; planning to circle around them, drawing his nets closer, and trying them again later. To his surprise they responded quickly. "Humph! Hard pressed," he decided, and hurried to them. So it was the week after Mary Taylor's ride that found him at Cresswell's front door, thin, eagle-eyed, fairly well dressed and radiating confidence. "John Taylor," he announced to Sam, jerkily, thrusting out a card. "Want to see Mr. Cresswell; soon as possible." Sam made him wait a half-hour, for the sake of discipline, and then brought father and son. "Good-morning, Mr. Cresswell, and Mr. Cresswell again," said Mr. Taylor, helping himself to a straight-backed chair. "Hope you'll pardon this unexpected visit. Found myself called through Montgomery, just after I got your wire; thought I'd better drop over." At Harry's suggestion they moved to the verandah and sat down over whiskey and soda, which Taylor refused, and plunged into the subject without preliminaries. "I'm assuming that you gentlemen are in the cotton business for making money. So am I. I see a way in which you and your friends can help me and mine, and clear up more millions than all of us can spend; for this reason I've hunted you up. This is my scheme. "See here; there
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