he average wages, clear of board, amount to about two dollars
a week. Many an aged father or mother, in the country, is made
happy and comfortable, by the self-sacrificing contributions
from the affectionate and dutiful daughter here. Many an old
homestead has been cleared of its incumbrances, and thus saved
to the family by these liberal and honest earnings. To the many
and most gratifying and cheering facts, which, in the course of
this examination I have had occasion to state, I here add a few
others relating to the matter now under discussion, furnished me
by Mr. Carney, the treasurer of the Lowell Institution for
Savings. The whole number of depositors in this institution, on
the 23d July, was nineteen hundred and seventy-six; the whole
number of deposits was three hundred and five thousand seven
hundred and ninety-six dollars and seventy cents, (about
L60,000.) Of these depositors, nine hundred and seventy-eight
are factory girls, and the amount of their funds now in the
bank, is estimated by Mr. Carney, in round numbers, at one
hundred thousand dollars, (about L20,000.) It is a common thing
for one of these girls to have five hundred dollars (about L100
sterling) in deposit, and the only reason why she does not
exceed this sum is the fact, that the institution pays no
interest on any larger sum than this. After reaching this
amount, she invests her remaining funds elsewhere."

In confirmation of this description of the state of the Lowell
population, I have obtained, through the kindness of a friend in
Massachusetts, the following parallel statistics to a recent date:--

"PUBLIC SCHOOLS.--By the report of the school committee for the
year ending on the 5th of Fourth Month (April) 1841, it appears
that the whole number of pupils in the schools, who attended
during the whole or part of the year, was 5,830. The whole
amount expended by the city for these schools, during the year,
was 18,106 dollars, 51 cents.

"SABBATH SCHOOLS.--The number of scholars and teachers in the
Sabbath Schools, connected with the various religious societies
in Lowell, during the year ending on the 5th of Seventh Month
(July) 1841, was 5,493.

"SAVINGS BANK.--The Lowell Institution for Savings, in its
report of Fifth Month (May), 1840, acknowledges 328,395 dollars,
55 cents, deposits, from 2,13