he public schools where the thrift
seed has been planted early. In hundreds of public educational
institutions Savings Clubs have been formed to buy Certificates. In
Huntingdonshire, where there were less than 150 pupils, more than $35.00
was subscribed in a single morning. At Grimsby a successful trawler
owner gave $5,000 to the local teachers' association to help the War
Savings crusade. A shilling has been placed to the credit of every child
who undertakes to save up for a War Savings Certificate, the child's
payments being made in any sum from a penny up. Ninety-five per cent of
the children in the town have begun to save. Similarly, a councillor of
Colwyn Bay has offered to pay one shilling on each Certificate bought by
the scholars of one of the town's schools, and also offered to add fifty
per cent to all sums paid into the school savings bank during one
particular week, provided that the money was used to purchase War
Savings Certificates.

Almost countless schemes have been devised to instil, encourage and
develop the thrift idea. In certain districts, patriotic women make
house to house canvasses to collect the instalments for the
Certificates. They become living Thrift Reminders. Tenants of model
flats and dwelling houses pay weekly or monthly War Savings Certificates
at the same time they pay their rent.

That this economy and savings idea has gone home to high and low was
proved by an incident that happened while I was in London. A man
appeared before a certain well-known judge to ask for payment out of a
sum of money that stood to his credit for compensation to "buy clothes."
The judge reprimanded him sharply, saying, "Are you not aware that one
of the principal War Don'ts is, 'Don't buy clothes: wear your old
ones.'" With this he held up his own sleeve which showed considerable
signs of wear. Then he added: "If I can afford to wear old garments, you
can. Your application is dismissed."

With saving has come a spirit of sacrifice as this incident shows: A
London household comprising father, mother and two children moved into a
smaller house, thus saving fifty dollars a year. By becoming teetotalers
they saved another five shillings (one dollar and a quarter) and on
clothes the same weekly sum. They took no holiday this summer: ate meat
only three times a week, abstained from sugar in their tea, cut down
short tramway rides, and the father reduced his smoking allowance. By
these means they have been able