gh he had not risen above the position of paying teller, Thomas
Leffingwell had a unique place in the city of his birth; and the esteem
in which he was held by capitalists and clerks proves that character
counts for something. On his father's failure and death he had entered
the Prairie Bank, at eighteen, and never left it. If he had owned it, he
could not have been treated by the customers with more respect. The city,
save for a few notable exceptions, like Mr. Isham, called him Mr.
Leffingwell, but behind his back often spoke of him as Tom.

On the particular hot morning in question, as he stood in his seersucker
coat reading the unquestionably pompous letter of Mr. Allison announcing
that his niece was on the high seas, he returned the greetings of his
friends with his usual kindness and cheer. In an adjoining compartment a
long-legged boy of fourteen was busily stamping letters.

"Peter," said Mr. Leffingwell, "go ask Mr. Isham if I may see him."

It is advisable to remember the boy's name. It was Peter Erwin, and he
was a favourite in the bank, where he had been introduced by Mr.
Leffingwell himself. He was an orphan and lived with his grandmother, an
impoverished old lady with good blood in her veins who boarded in
Graham's Row, on Olive Street. Suffice it to add, at this time, that he
worshipped Mr. Leffingwell, and that he was back in a twinkling with the
information that Mr. Isham was awaiting him.

The president was seated at his desk. In spite of the thermometer he gave
no appearance of discomfort in his frock-coat. He had scant, sandy-grey
whiskers, a tightly closed and smooth-shaven upper lip, a nose with-a
decided ridge, and rather small but penetrating eyes in which the blue
pigment had been used sparingly. His habitual mode of speech was both
brief and sharp, but people remarked that he modified it a little for Tom
Leffingwell.

"Come in, Tom," he said. "Anything the matter?"

"Mr. Isham, I want a week off, to go to New York."

The request, from Tom Leffingwell, took Mr. Isham's breath. One of the
bank president's characteristics was an extreme interest in the private
affairs of those who came within his zone of influence and especially
when these affairs evinced any irregularity.

"Randolph again?" he asked quickly.

Tom walked to the window, and stood looking out into the street. His
voice shook as he answered:

"Ten days ago I learned that my brother was dead, Mr. Isham."

The president gl