ry, my friends, and attention to one's own
business; but to these we must add frugality, if we would make our
industry more certainly successful. A man may, if he knows not how to
save as he gets, keep his nose all his life to the grindstone, and die
not worth a groat at last. 'A fat kitchen makes a lean will'; and

'Many estates are spent in the getting,
Since women for tea forsook spinning and knitting,
And men for punch forsook hewing and splitting.'

'If you would be wealthy, think of saving as well as of getting. The
Indies have not made Spain rich, because her outgoes are greater than
her incomes.'

"Away, then, with your expensive follies, and you will not then have
so much cause to complain of hard times, heavy taxes, and chargeable
families; for

'Women and wine, game and deceit,
Make the wealth small and the want great.'

"And further, 'What maintains one vice would bring up two children.'
You may think, perhaps, that a little tea, or a little punch now and
then, diet a little more costly, clothes a little finer, and a little
entertainment now and then can be no great matter; but remember, 'Many
a little makes a mickle.' Beware of little expenses; 'A small leak
will sink a great ship,' as Poor Richard says; and again, 'Who
dainties love, shall beggars prove'; and moreover, 'Fools makes
feasts, and wise men eat them.... If you would know the value of
money, go and try to borrow some; for he that goes a-borrowing goes
a-sorrowing,' as Poor Richard says; and, indeed, so does he that lends
to such people, when he goes to get it in again. Poor Dick further
advises, and says,

'Fond pride of dress is sure a very curse;
Ere fancy you consult, consult your purse.'

And again, 'Pride is as loud a beggar as Want, and a great deal more
saucy.' When you have bought one fine thing, you must buy ten more,
that your appearance may be all of a piece; but Poor Dick says, 'It is
easier to suppress the first desire than to satisfy all that follow
it.' And it is as truly folly for the poor to ape the rich as for the
frog to swell in order to equal the ox.

'Vessels large may venture more,
But little boats should keep near shore.

It is, however, a folly soon punished; for, as Poor Richard says,
'Pride that dines on vanity sups on contempt. Pride breakfasted with
Plenty, dined with Poverty, and supped with Infamy.' And, after all,
of what use is this pride of appearance, for which s