GARDEN PARTY OR AFTERNOON TEA=

These are the occasions when elaborate day dresses are appropriate. But if
you have very few clothes, you can perfectly well wear any sort of day
dress that may be in fashion. A coat and skirt is not appropriate, since a
skirt and shirt-waist is and always has been a utility combination.
Unless, of course, the waist is of a color to match the skirt so that it
has the appearance of a dress.

You need, however, seldom worry about your appearance because you are not
as "dressed" as the others; the time to worry is when you are more dressed
than any one else.

For a garden-party a country dress is quite all right; though if you have
a very elaborate summer dress, this is the only time you can wear it!

No one has to be told what to wear to church. In small country churches,
at the seashore, people go to church in country clothes; otherwise, as
every one knows, one puts on "town" clothes, and gloves.

At a formal luncheon in town, one sees every sort of dress from velvet to
tailor-made. Certain ladies, older ones usually, who like elaborate
clothes, wear them. But younger people are usually dressed in worsted
materials or silks that are dull in finish, and that, although they may be
embroidered and very expensive, give an effect of simplicity. One should
always wear a simpler dress in one's own house than one wears in going to
the house of another.

=A FEW GENERAL REMARKS=

The fault of bad taste is usually in over-dressing. Quality not effect, is
the standard to seek for. Machine-made passementerie on top of conspicuous
but sleazy material is always shoddy. Cut and fit are the two items of
greatest importance in women's clothes, as well as in men's. But fashion
changes too rapidly to make value of material always wise expenditure for
one of slender purse. Better usually have two dresses, each cut and made
in the whim of the moment, than one which must be worn after the whim has
become a freak. In men's clothes the opposite rule should be followed
since good style in men's clothes is unchanging.

To buy things at sales is very much like buying things at an auction; if
you really know what you want and something about values, you can often do
marvellously well; but if you are easily bewildered and know little of
values, you are apt to spend your good money on trash. A woman of small
means must either be (or learn to be) discriminatingly careful, or she
would better have her clothes ma