e bony every
time! Fat people and florid people are the ones who let their greenbacks
fall on the floor while paying the cashier!

Fear of the Future

"The rainy day" doesn't worry the fat people or the florid ones, but
it is seldom out of the consciousness of the bony men and women. So they
cling to their twenty-dollar-a-week clerkships for years because they
are afraid to tackle anything entailing risk.

Pays His Bills

"I had rather trust a bony man than any other kind," is what the
credit experts have told us. "Other things being equal, he is the most
reliable type in money matters, and pays his bills more promptly."

The bony man is one who seldom approaches the credit man, however. He
usually has enough to get the few things he really wants and if not he
waits till he has.

Extremely bony husbands give their wives smaller allowances in
proportion to their total income than any other type, and because they
are systematic themselves they are more likely to ask for reports and
itemizations as to where it goes.

The fat husbands and the florid husbands are the ones who give their
wives their last cent and never ask what becomes of it.

The Repressed Man

The Osseous man or woman is always somewhat repressed. Unlike the
Thoracic, who uncorks and bubbles like a champagne bottle, he keeps the
lid on his feelings.

Bony people are always more reticent than others. They invariably tell
less of their private or personal affairs. One may live across the hall
from a bony man for years without knowing much about him. He is as
secretive as the Thoracic is confiding and as guarded as the Alimentive
is naive.

Loyal to His Few Friends

"Once your friend always your friend" can be said about the Osseous
oftener than any other type.

The Osseous does not make friends easily and is not a "mixer" but
keeps his friends for many years. He "takes to" very few people but is
exceedingly loyal to those of his choice.

The "Salt of the Earth"

People of the Osseous type say little, they do little for you and they
do not gush--but they are always there when you need them and "always
the same." They write few letters to you when away, and use few words
and little paper when they do. They are likely to fill every page, to
write neatly, to waste no margins and to avoid flourishes. Their letters
seldom require an extra stamp.

Plans Ahead

Foresight, laying plans far into the future, and keeping an eye out for