s, round-houses,
carriage factories, coopers' and blacksmith shops, three drug stores,
two well-equipped printing offices, each of which issues a carefully
edited and well patronized newspaper--_Herald and Democrat_ and
_Oneonta Press_. There are two banks--the "Wilber National" and "The
First National"--both of which are doing a large business and are
under prudent management. There are a dozen or more lawyers and as
many physicians. Three roomy hotels care for and furnish entertainment
to the way-faring public, and another hotel is in course of
construction.

The village is rapidly growing, and new industries are multiplying. A
desirable water power could be furnished to drive the wheels of a
large manufactory--a subject that must sooner or later attract the
attention of some capitalist. Well-shaded streets and well-kept
roadways add to the attractions of the village, while its
surroundings of cultivated fields--of hill-side and plain--of wooded
slopes and mountains--render the scenery as grand and diversified as
can be found in the Susquehanna valley.

[Illustration]

* * * * *

ESTABLISHED 1853.

HERALD AND DEMOCRAT.

ONEONTA, N.Y.

A REPUBLICAN NEWSPAPER,

Devoted to the interests of Otsego County, of the Second Assembly
District, and of Oneonta in particular.

The most thorough local and general newspaper in the county.

PUBLISHED WEEKLY AT _$1.50 Per Year!_

BY

YAGER & FAIRCHILD.

* * * * *

W.L. & R. BROWN,

--DEALERS IN--

HARDWARE!

STOVES, RANGES,

_ENGLISH, GERMAN & AMERICAN_

CUTLERY,

Tin, Copper and Sheet-Iron Ware.

PLUMBING AND GAS FITTING.

* * * * *

Edwin P. Chapman,

_THE JEWELER._

Diamonds, Watches, Clocks,

JEWELRY, SPECTACLES,

SOLID SILVER AND PLATED WARE,

GUNS, REVOLVERS, CARTRIDGES,

CUTLERY, MUSICAL GOODS,

Toys, Fancy Goods, &c., &c.

Fine Watch, Clock and Jewelry Repairing a Specialty.

EDWIN P. CHAPMAN,

ONEONTA AND UNADILLA.

* * * * *

WILBER NATIONAL BANK

ESTABLISHED 1874.

DAVID WILBER, President,

D.F. WILBER, Vice-President,

GEO. I. WILBER, Cashier,

E.A. SCRAMLING, Ass't Cashier.

_AUTHORIZED CAPITAL_,

$300,000.

Capital Stock Paid in, $100,000.00
Surplus Fund, 49,000.00

Amount of Deposits reported for Quarter ending October 2, 1883,
$452,948.10.

While