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ands of young men and women leave school in order to enter business. By a very natural psychological paradox, there seems to be a fascination about commerce and finance for many young people who have little aptitude for these vocations. Many people, feeling their deficiencies, yearn to convince themselves and others that they are not deficient. It is only another phase of the fatality with which a Venus longs to be a Diana and a Minerva a Psyche. Thousands enter business who have no commercial or financial ability. They cannot know the requirements; they cannot understand the fundamental principles of business. Commercially they are babes in the woods. Therefore they go down to bankruptcy and insolvency, to their great detriment and to the injury of many thousands of others. These young people are too impractical for business. They may have a theoretical understanding of it, and an intellectual desire to succeed. But, as a result of their impractical type of mind, they neglect details, they overlook important precautions, they are, oftentimes, too credulous, too easily influenced. They usually make poor financiers; they do not make collections well; they are incautious in extending credit and in maintaining their own credit; often they are inefficient and wasteful in management; they do not take proper account of all the costs in fixing prices; they enter into foolish contracts; make promises which they are unable to keep, and oftentimes, as a result of too great optimism, undertake far more than is commercially feasible. HUNGRY FOR FAME The same strange quirk in human nature which takes the impractical into the marts, takes many ambitious but inherently unfit into art and literature. The stage-struck girl who has not one scintilla of dramatic ability is so common as to be a joke--to all but herself and her friends. Every editor is wearied with his never-ending task of extinguishing lights which glow brightly with ambition but have no gleam of the divine fire. Teachers of art and music, both in this country and abroad, are threatened with insanity because of the hordes of young men and women who come to them with money in their hands, demanding to be made into famous artists and musicians, not having been born with genius. Some of these unfortunates spend years of time and thousands of dollars in money attempting to fit themselves for careers, only to end in utter failure. Some, even after they have made a comparat
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