ns arranged so that
you can realize on your assets quickly.

The good general always plans his campaign to be ready for attack that
may come through unexpected sources. The good financier is always ready
for an attack on his finances.

The concerns from whom one buys may be prosperous. The bank with whom
one deals may be flourishing, and yet without warning something happens
and you are suddenly called upon to liquidate your indebtedness. You
should be prepared for this sudden call.

Financing is an art, and you will never be a good financier unless you
have had perplexing problems to solve. In order to solve problems you
must have the pro and con, in other words, the details of your receipts
and expenses. These figures should be put down plainly, with elaborate
detail, if necessary, so you may count on your figures and make your
plans accordingly. Preparing for emergencies is one of the first things
the financier should understand.

Discontent

While in another part of this book we show that ambition is one of the
things that makes success, yet it must not be forgotten that discontent
is another great factor in bringing about success.

When the young man quits school he has life before him and has ambition
to succeed. It is not particularly necessary that we find out what his
ambition is to start him on the right path. Let the young man get
started at any thing. If he is ambitious and has ability in him to
manage a business he will get there finally.

He may get started in the wrong line and this will make him
discontented. The discontent will cause him to try another tack, and so
long as discontent makes him change he will finally get into the right
line by the process of eliminating those callings which make him
discontented.

Time after time we find in reading the stories of successful business
men that they have floundered around in the beginning of their career
from one business or calling to another. Discontented with each of them
they changed and changed and changed until they finally struck the
thing best suited to them, and all the changes they made in the past
were distinctly beneficial because of the experience they obtained.

If it were not for discontent many of the leaders in the business world
today would still be on the farm or clerking in a country store.

Keep busy, young man, do the first thing that comes handy. Change your
job if you are discontented, for no one can do his best w