dormant in every Aryan's brain is
unawakened. A race which invented the loom now invents nothing but
grievances. In 1901 Bengal possessed 69,000 schools and colleges,
attended by 1,700,000 pupils, yet only one adult male in 10 and
one female in 144 can read and write! The Calcutta University is an
examining body on the London model. It does not attempt to enforce
discipline in a city which flaunts every vice known to great seaports
and commercial centres, unmitigated by the social instinct. Nor is the
training of covenanted civilians more satisfactory. In 1909 only 1 out
of 50 selected candidates presented himself for examination in Sanskrit
or Arabic! Men go out to India at twenty-four, knowing little of the
ethnology, languages or history, of the races they are about to govern.

Agriculture.--Seventy-two per cent. of the Bengalis live by cultivating
the soil. The vast majority are in the clutches of some local Shylock,
who sweeps their produce into his garners, doling out inadequate
supplies of food and seed grain. Our courts of law are used by these
harpies as engines of oppression; toil as he may the ryot is never
free from debt. The current rates of interest leave no profit from
agriculture or trade. Twelve to 18 per cent. is charged for loans on
ample landed security; and ordinary cultivators are mulcted in 40 to
60. A haunting fear of civil discord, and purblind conservatism in the
commercial castes, are responsible for the dearth of capital. India
imports bullion amounting to L25,000,000 a year, to the great
detriment of European credit, and nine-tenths of it is hoarded in the
shape of ornaments or invested in land, which is a badge of social
rank. Yet the Aryan nature is peculiarly adapted to co-operation. If
facilities for borrowing at remunerative rates existed in towns,
agricultural banks on the Schulze-Delitzsch and Raiffeisen systems
would soon overspread the land. Credit and co-operative groupings for
the purchase of seed, fertilisers and implements, are the twin pillars
of rural industry. Indian ryots are quite as receptive of new ideas as
English farmers. They bought many thousands of little iron sugar mills,
placed on the market a generation back by some English speculators,
and will adopt any improvements of practical value if the price is
brought within their slender means.

The revolution which began a decade ago in America has not spread to
Bengal, where the average yield of grain per acre is onl