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s railway-carriage trying to make two and two into five. On a sheet of Stoics' Club note-paper his racing-debts were stated to a penny--one thousand and forty five pounds overdue, and below, seven hundred and fifty lost at the current meeting. Below these again his private debts were indicated by the round figure of one thousand pounds. It was round by courtesy, for he had only calculated those bills which had been sent in, and Providence, which knows all things, preferred the rounder figure of fifteen hundred. In sum, therefore, he had against him a total of three thousand two hundred and ninety-five pounds. And since at Tattersalls and the Stock Exchange, where men are engaged in perpetual motion, an almost absurd punctiliousness is required in the payment of those sums which have for the moment inadvertently been lost, seventeen hundred and ninety-five of this must infallibly be raised by Monday next. Indeed, only a certain liking for George, a good loser and a good winner, and the fear of dropping a good customer, had induced the firm of bookmakers to let that debt of one thousand and forty-five stand over the Epsom Meeting. To set against these sums (in which he had not counted his current trainer's bill, and the expenses, which he could not calculate, of the divorce suit), he had, first, a bank balance which he might still overdraw another twenty pounds; secondly, the Ambler and two bad selling platers; and thirdly (more considerable item), X, or that which he might, or indeed must, win over the Ambler's race this afternoon. Whatever else, it was not pluck that was lacking in the character of George Pendyce. This quality was in his fibre, in the consistency of his blood, and confronted with a situation which, to some men, and especially to men not brought up on the hereditary plan, might have seemed desperate, he exhibited no sign of anxiety or distress. Into the consideration of his difficulties he imported certain principles: (1) He did not intend to be posted at Tattersalls. Sooner than that he would go to the Jews; the entail was all he could look to borrow on; the Hebrews would force him to pay through the nose. (2) He did not intend to show the white feather, and in backing his horse meant to "go for the gloves." (3) He did not intend to think of the future; the thought of the present was quite bad enough. The train bounded and swung as though rushing onwards to a tune, and George sat quietly in his cor
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