adjusted, but it is wanting in intelligence in this matter. The eye
cannot see to determine the nature of an object without light, so the
conscience must be enlightened, or made intelligent by the reason, to
enable it to give a right decision. Conscience is the same in all ages
among all peoples, and when informed by investigation and reasoning,
the condemnation of usury will be as unanimous as in the centuries of
the past.

Prayer is also a means to this righteous end. God is still on His
throne. His ear is not heavy. He hears the cry of the raven and
sparrows and lions. He hears the cry of His suffering children and
will not fail to come to their relief. In all the past, man's
extremity has been God's opportunity. Relief has come at unexpected
times and by ways that were not known. Sometimes by means that were
insignificant and inadequate in order to show that it was not by human
might or power; sometimes by the faith of one humble believer.

This writer has been familiar with the story of David and Goliath from
his infancy. To him, Mammon, whose head is usury, is the giant
Philistine who now stalks forth to defy "the armies of the living
God," and with a grain of David's faith, he flings this stone.

INDEX

Abstinence, 255

Agar--Prayer of, 219

American Revision, 87

American Statesman, 172

Aristotle, 132, 259

Average Interest, 135

Bank of England, 184, 195

Bank of Venice, 193

Bank, First in U.S., 198

Banks and Brokers, 161

Bacon, 108, 180, 266

Banking, Claim for, 56

Barriers Broken Down, 45

Borrower, 62

Borrowing, 241

Benton, Thomas H., 199

Bankruptcy, 176

Basil, 169

Beza, 71

Bible and Nature, 93

Bible Encyclopedia, 8, 21

Block Stone, 10

Brotherhood--Christian, 47

Bush, Prof. Geo., 14

Bureau of Engraving, 123

Capital Combines, 223

Catechism, 233

Cato, 261

Car Fares, 164

Calvin, Institutes of, 78

Calvin, Letter of, 73, 162, 248

Calhoun, J.C., 199

Capital Demands, 165

Cretan Bonds, 204

Chalmers, 62

Charlemagne, 70

Changed Conditions, 81

Chattel Slave, 147

Character in Fathers, 206

Cheever, Rev. Geo., 286

Creeds, 272

Croesus, 218

Covetousness, 61, 214, 273

Cooper Anecdote, 274

City Debts, 140, 168

Criminal in Court, 127

Coachman, 111

Chrysostom, 69

Christ-like Soul, 42

Council of Ten, 195

Cyrus, 36

David, 26

Debts, Discharged, 63

Debts, Stimulated, 138

Debts, C