at, unless by combining the past and the
future you generalize a probable average, and then bring this average
_within_ your income, you can never experience any of the peace of mind
and readiness to meet the calls of charity which economy alone bestows.

No one of strict justice can combine tranquillity with the indulgence of
generosity unless she lives _within_ her income. Whether the expenditure
be on a large or a small scale, it signifies little; she alone is truly
rich who has brought her wants sufficiently within the bounds of her
income to have always something to spare for unexpected contingencies.
In laying down rules for your expenditure, you will, of course, impose
upon yourself a regular dedication of a certain part of your income to
charitable purposes. This ought to be considered as entirely set apart,
as no longer your own: your opportunities must determine the exact
proportion; but the tenth, at least, of the substance which God has
given you must be considered as appropriated to his service; nor can you
hope for a blessing upon the remainder, if you withhold that which has
been distinctly claimed from you. Besides the regular allowance for the
wants of the poor, I can readily suppose that it will be a satisfaction
to you to deny yourself, from time to time, some innocent gratification,
when a greater gratification is within your reach, by laying out your
money "to make the widow's heart to sing for joy; to bring upon yourself
the blessing of him that was ready to perish."[67] Here, however, will
much watchfulness be required; you must be sure that it is only some
self-indulgence you sacrifice, and nothing of that which the claims of
justice demand. For when, after systematic, as well as present,
self-denial, you still find that you cannot afford to relieve the
distress which it pains your heart to witness, be careful to resist the
temptation of giving away that which is lawfully due to others. For the
purpose of saving suffering in one direction you may cause it in
another; and besides, you set yourself as plainly in opposition to that
which is the will of God concerning you as if your imprudent
expenditure were caused by some temptation less refined and unselfish
than the relief of real distress. The gratification that another woman
would find in a splendid dress, you derive from more exalted sources;
but if you or she purchase your gratification by an act of injustice, by
spending money that does not b