s in business and prices? Statistics
show that panics are caused by spiritual causes, rather than financial,
and that prosperity is the result of righteousness rather than of
material things. Hence, the importance to industry and commerce of the
forces already mentioned. These spiritual forces are the true
fundamentals of prosperity. This in turn leads us to consider from where
they come and upon what we are to depend for their further development.
The following pages will give the answer.

* * * * *

What are the sources of these fundamentals of prosperity? Where do we
get this faith, integrity, industry, cooeperation and interest in the
soul of man upon which civilization is based?

As already explained, we do not get it from the raw materials. We have
always had the raw materials. We do not get it from education. From a
statistical point of view Germany is the best educated country in the
world. It has the least illiteracy. It has the largest percentage of
scientific culture. No, these three fundamentals do not come from
education. They do not come from the inheritance of property. I
mentioned in the preceding pages the investigation we made of leading
captains of industry in America, the men who head the various greatest
industries in this country. Out of this group of men, only ten per cent.
inherited their business, while only fifteen per cent. received special
education. This shows that the source of these qualities is from
something more than wealth or education.

We are striving and even slaving to lay up property for our children,
when statistics clearly show that the more we lay up for them the worse
off they are going to be. If statistics demonstrate any one thing, they
demonstrate that the less money we leave our children the better off
they will be; not only spiritually and physically, but also financially.
When it comes to the question of education, we work and economize to
give our children an education and to send our children to college. Yet
statistics show that only a small percentage of these leading business
men are college graduates.

The success of individuals, the success of communities, the success of
nations, depends on these fundamentals,--integrity, faith, industry,
brotherly kindness and an interest in the soul of man. To what do we owe
these great fundamental qualities? _Statistics show clearly that we owe
them to religion._ Yes, and to the old-fashioned