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es, of his fellows in the community, or of his elders among whom he grows up and, generally, in spite of whom the young man must make his way to the top. There is another much more significant form of chaperonage in English business circles, of which it is difficult to speak without provoking hostility. The English business world is solicitor-cursed. I mean by this no reflection on solicitors either individually or in the mass. I am making no reference to such cases as there have been of misappropriation by solicitors here and there of funds entrusted to their charge, nor to their methods of making charges, which are preposterous but not of their choosing. Let us grant that, given the necessity of solicitors at all, Great Britain is blessed in that she has so capable and upright and in all ways admirable a set of men to fill the offices and do the work. What I am attacking is solicitordom as an institution. It is not merely that there are no solicitors, as such, in the United States, for it might well be that the general practising lawyers who fill their places, so far as their places have to be filled, might be just as serious an incubus on business as solicitordom is on the business of London to-day. Names are immaterial. The essential fact is that the spirit and the conditions which make solicitors a necessity in England do not exist in America. I do not propose to go into any comparison in the differences in legal procedure in the two countries; not being a lawyer, I should undoubtedly make blunders if I did. What is important is that a man who is accustomed to walking alone does not think of turning to his legal adviser at every step. Great corporations and large business concerns have of course their counsel, their attorneys, and even their "general solicitors." But the ordinary American engaged in trade or business in a small or moderate way gets along from year's end to year's end, perhaps for his lifetime, without legal services. I am speaking only on conjecture when I say that, taking the country as a whole, outside of the large corporations or among rich men, over ninety per cent. of the legal documents--leases, agreements, contracts, articles of partnership, articles of incorporation, bills of sale, and deeds of transfer--are executed by the individuals concerned without reference to a lawyer. Probably not less than three fourths of the actual transactions in the purchase of land, houses, businesses, or o
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