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ance as the year before; that is, eating, drinking and gambling houses were conspicuous for their number and publicity. They were on the first floor, with doors wide open. At all hours of the day and night in walking the streets, the eye was regaled, on every block near the water front, by the sight of players at faro. Often broken places were found in the street, large enough to let a man down into the water below. I have but little doubt that many of the people who went to the Pacific coast in the early days of the gold excitement, and have never been heard from since, or who were heard from for a time and then ceased to write, found watery graves beneath the houses or streets built over San Francisco Bay. Besides the gambling in cards there was gambling on a larger scale in city lots. These were sold "On Change," much as stocks are now sold on Wall Street. Cash, at time of purchase, was always paid by the broker; but the purchaser had only to put up his margin. He was charged at the rate of two or three per cent. a month on the difference, besides commissions. The sand hills, some of them almost inaccessible to foot-passengers, were surveyed off and mapped into fifty vara lots--a vara being a Spanish yard. These were sold at first at very low prices, but were sold and resold for higher prices until they went up to many thousands of dollars. The brokers did a fine business, and so did many such purchasers as were sharp enough to quit purchasing before the final crash came. As the city grew, the sand hills back of the town furnished material for filling up the bay under the houses and streets, and still further out. The temporary houses, first built over the water in the harbor, soon gave way to more solid structures. The main business part of the city now is on solid ground, made where vessels of the largest class lay at anchor in the early days. I was in San Francisco again in 1854. Gambling houses had disappeared from public view. The city had become staid and orderly. CHAPTER XVI. RESIGNATION--PRIVATE LIFE--LIFE AT GALENA--THE COMING CRISIS. My family, all this while, was at the East. It consisted now of a wife and two children. I saw no chance of supporting them on the Pacific coast out of my pay as an army officer. I concluded, therefore, to resign, and in March applied for a leave of absence until the end of the July following, tendering my resignation to take effect at the end of t
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