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orgia, in 1839.[15] [Footnote 9: _Virginia Gazette_ (Richmond), Nov. 20, 1798.] [Footnote 10: Winchester, Va., _Gazette_, Jan. 30, 1799.] [Footnote 11: The _Palladium_ (Frankfort, Ky.), Dec. 1, 1808.] [Footnote 12: Augusta, Ga., _Chronicle_, Aug. 1, 1818.] [Footnote 13: Charleston _City Gazette_, Feb. 22, 1825.] [Footnote 14: _Federal Union_ (Milledgeville, Ga.), Mch. 18, 1836, reprinted in _Plantation and Frontier_, II, 356.] [Footnote 15: J.S. Buckingham, _The Slave States of America_ (London, [1842]), II, 112.] In some cases the lessor of slaves procured an obligation of complete insurance from the lessee. An instance of this was a contract between James Murray of Wilmington in 1743, when he was departing for a sojourn in Scotland, and his neighbor James Hazel. The latter was to take the three negroes Glasgow, Kelso and Berwick for three years at an annual hire of L21 sterling for the lot. If death or flight among them should prevent Hazel from returning any of the slaves at the end of the term he was to reimburse Murray at full value scheduled in the lease, receiving in turn a bill of sale for any runaway. Furthermore if any of the slaves were permanently injured by willful abuse at the hands of Hazel's overseer, Murray was to be paid for the damage.[16] Leases of this type, however, were exceptional. As a rule the owners appear to have carried all risks except in regard to willful injury, and the courts generally so adjudged it where the contracts of hire had no stipulations in the premises.[17] When the Georgia supreme court awarded the owner a full year's hire of a slave who had died in the midst of his term the decision was complained of as an innovation "signally oppressive to the poorer classes of our citizens--the large majority--who are compelled to hire servants."[18] [Footnote 16: Nina M. Tiffany ed., _Letters of James Murray, Loyalist_ (Boston, 1901), pp. 67-69.] [Footnote 17: J.D. Wheeler, _The Law of Slavery_ (New York, 1837), pp. 152-155.] [Footnote 18: Editorial in the _Federal Union_ (Milledgeville, Ga.), Dec. 12, 1854.] The main supply of slaves for hire was probably comprised of the husbands and sons, and sometimes the daughters, of the cooks and housemaids of the merchants, lawyers and the like whose need of servants was limited but who in many cases made a point of owning their slaves in families. On the other hand, many townsmen whose capital was scant or whose need was
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