of all the ridiculous superfluities, to find himself in want
of all the real comforts and necessaries of life. Without care and
method the largest fortune will not, and with them almost the smallest
will, supply all necessary expenses. As far as you can possibly, pay
ready money for everything you buy, and avoid bills. Pay that money
too yourself, and not through the hands of any servant, who always
either stipulates poundage, or requires a present for his good word,
as they call it. Where you must have bills, (as for meat and drink,
clothes, etc.) pay them regularly every month, and with your own hand.
Never, from a mistaken economy, buy a thing you do not want, because
it is cheap; or from a silly pride, because it is dear. Keep an
account in a book, of all that you receive, and of all that you pay;
for no man, who knows what he receives and what he pays, ever runs
out. I do not mean that you should keep an account of the shillings
and half-crowns which you may spend in chair-hire, operas, etc. They
are unworthy of the time, and of the ink that they would consume;
leave such _minutiae_ to dull, penny-wise fellows; but remember in
economy, as well as in every other part of life, to have the proper
attention to proper objects, and the proper contempt for little ones.
A strong mind sees things in their true proportion; a weak one views
them through a magnifying medium, which, like the microscope, makes an
elephant of a flea; magnifies all little objects, but cannot receive
great ones. I have known many a man pass for a miser, by saving a
penny, and wrangling for two-pence, who was undoing himself at the
same time, by living above his income, and not attending to essential
articles, which were above his _portee_. The sure characteristic of a
sound and strong mind is, to find in everything those certain bounds,
_quos ultra citrave nequit consistere rectum_. These boundaries are
marked out by a very fine line, which only good sense and attention
can discover; it is much too fine for vulgar eyes. In manners, this
line is good-breeding; beyond it, is troublesome ceremony; short of
it, is unbecoming negligence and inattention. In morals, it divides
ostentatious puritanism from criminal relaxation; in religion,
superstition from impiety; and, in short, every virtue from its
kindred vice or weakness. I think you have sense enough to discover
the line; keep it always in your eye, and learn to walk upon it; rest
upon Mr. Harte, and