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e in accentuation or tone of voice alters the meaning of a whole sentence. Whatever is incoherent in my description must be referred to the fact of my never having attained to a full comprehension of the subject. So far however as I could collect anything certain, they appeared to have two entirely distinct currencies, each under the control of its own banks and mercantile codes. The one of them (the one with the musical banks) was supposed to be _the_ system, and to give out the currency in which all monetary transactions should be carried on. As far as I could see, all who wished to be considered respectable, did keep a certain amount of this currency at these banks; nevertheless, if there is one thing of which I am more sure than another it is that the amount so kept was but a very small part of their possessions. I think they took the money, put it into the bank, and then drew it out again, repeating the process day by day, and keeping a certain amount of currency for this purpose and no other, while they paid the expenses of the bank with the other coinage. I am sure the managers and cashiers of the musical banks were not paid in their own currency. Mr. Nosnibor used to go to these musical banks, or rather to the great mother bank of the city, sometimes but not very often. He was a pillar of one of the other kind of banks, though he held some minor office also in these. The ladies generally went alone; as indeed was the case in most families, except on some few great annual occasions. I had long wanted to know more of this strange system, and had the greatest desire to accompany my hostess and her daughters. I had seen them go out almost every morning since my arrival, and had noticed that they carried their purses in their hands, not exactly ostentatiously, yet just so as that those who met them should see whither they were going. I had never yet been asked to go with them myself. It is not easy to convey a person's manner by words, and I can hardly give any idea of the peculiar feeling which came upon me whenever I saw the ladies in the hall, with their purses in their hands, and on the point of starting for the bank. There was a something of regret, a something as though they would wish to take me with them, but did not like to ask me, and yet as though I were hardly to ask to be taken. I was determined however to bring matters to an issue with my hostess about my going with them, and after a lit
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