much of a hurry to find that map, captain," he said.

"It's found," said Miss Drewitt, with a little note of triumph in her
voice.

"Found it this morning," said Captain Bowers. He crossed over to an oak
bureau which stood in the corner by the fireplace, and taking a paper
from a pigeon-hole slowly unfolded it and spread it on the table before
the delighted Mr. Chalk. Miss Drewitt and Edward Tredgold advanced to
the table and eyed it curiously.

The map, which was drawn in lead-pencil, was on a piece of ruled paper,
yellow with age and cracked in the folds. The island was in shape a
rough oval, the coast-line being broken by small bays and headlands. Mr.
Chalk eyed it with all the fervour usually bestowed on a holy relic, and,
breathlessly reading off such terms as "Cape Silvio," "Bowers Bay," and
"Mount Lonesome," gazed with breathless interest at the discoverer.

"And is that the grave?" he inquired, in a trembling voice, pointing to a
mark in the north-east corner.

The captain removed it with his finger-nail. "No," he said, briefly.
"For full details see the other side."

For one moment Mr. Chalk hoped; then his face fell as Captain Bowers,
displaying for a fraction of a second the writing on the other side, took
up the map and, replacing it in the bureau, turned the key in the lock
and with a low laugh resumed his seat. Miss Drewitt, glancing over at
Edward Tredgold, saw that he looked very thoughtful.

"You've lost your bet," she said, pointedly.

"I know," was the reply.

His gaiety had vanished and he looked so dejected that Miss Drewitt was
reminded of the ruined gambler in a celebrated picture. She tried to
quiet her conscience by hoping that it would be a lesson to him. As she
watched, Mr. Tredgold dived into his left trouser-pocket and counted out
some coins, mostly brown. To these he added a few small pieces of silver
gleaned from his waistcoat, and then after a few seconds' moody thought
found a few more in the other trouser-pocket.

"Eleven and tenpence," he said, mechanically.

"Any time," said Mr. Chalk, regarding him with awkward surprise. "Any
time."

"Give him an I O U," said Captain Bowers, fidgeting.

"Yes, any time," repeated Mr. Chalk; "I'm in no hurry."

"No; I'd sooner pay now and get it over," said the other, still fumbling
in his pockets. "As Miss Drewitt says, people who make bets must be
prepared to lose; I thought I had more than this."

There was an embarr