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addressed to him at Cappadocia another must have gone with it to a certain commercial agency, requesting that Charles Millard, of Cappadocia, New York, be carefully looked up. Two weeks later Masters wrote that it had been found necessary to employ a correspondent to aid the cashier of the bank. The salary would be two thousand dollars if Mr. Millard would accept it. The offer, he added, was rather larger than would be made to any one else, as the officers of the bank preferred to have a stockholder in a semi-confidential position such as this would be. In village scales two thousand dollars a year was much, but when Charley came to foot up the expenses of his first year in New York, this salary seemed somewhat less munificent. Millard's relations were directly with the cashier, Farnsworth, an eager, pushing, asthmatic little man, wholly given to business. Farnsworth's mind rarely took time to peep over the fence that divided the universe into two parts--the Bank of Manhadoes and its interests lying on the one side, and all the rest of creation on the other. Not that he ignored society; he gave dinner parties in his elegant housekeeping apartment in the Sebastopol Flats. But the dinner parties all had reference to the Bank of Manhadoes; the invitations were all calculated with reference to business relations, and the dinners were neatly planned to bring new business or to hold the old. But there were dinners and dinners, in the estimation of Farnsworth. Some were aimed high, and when these master-strokes of policy were successful they tended to promote the main purposes of the bank. The second-rate dinners were meant merely to smooth the way in minor business relations. It was to one of these less significant entertainments, a dinner of not more than three horse-power, that he invited his correspondent-clerk, Mr. Millard. It would make the relations between him and Millard smoother, and serve to attach Millard to his leadership in the bank management. Millard, he reasoned, being from the country, would be just as well pleased with a company made up of nobodies in particular and his wife's relatives as he could be if he were invited to meet a railway president and a leather merchant from the swamp turned art connoisseur in his old age. Charley found his boarding-house a little "poky," to borrow his own phrase, and he was pleased with Farnsworth's invitation. He honored the occasion by the purchase of a new black sa
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