mind hard work, nor danger."

"I'll say you don't!" added Ned, as he thought of some of Tom's
perilous voyages, among the diamond makers and in the caves of ice.

"Well, if you are anxious to make money, as I admit I am," said Mr.
Hardley, "why can't you give me an answer now?"

"Because," answered Tom, "there are many things to be considered.
Hunting for a treasure on the floor of the Atlantic isn't like going to
some location on land, however wild or inaccessible it might be. Do you
realize, Mr. Hardley, what a large difference in miles a small error in
nautical calculations makes? We might go to the exact spot where you
thought the wreck of the Pandora lies, only to find that we would have
to hunt around a long time.

"I must think of that, and also think of my other business affairs.
Then, too, there is my father. He is getting old, and while he is still
active in the affairs of the company, particularly when it comes to
taking up new lines of work, I do not like to think of leaving him, as
I should have to, in case I went on this trip."

"Take him along!" exclaimed Mr. Damon. "He's gone with us before, Tom."

"He's too old now," said the young inventor a bit sadly. "Father will
never make another extended trip. But I will let you have my answer as
soon as I can, Mr. Hardley, and I will give the matter considerable
thought."

"I'm sure I hope you will, and also that you will consent to go," was
the answer. "A million is not easily to be come at in these days after
the Great War."

"I realize that," agreed Tom with a smile. "And you shall have my
answer as soon as possible."

With this the visitor was forced to be content, and a little later he
withdrew with Mr. Damon, the latter telling Tom that he would see him
again soon.

"Well, that was queer, wasn't it?" remarked Ned, when he and Tom were
alone again.

"What was?" asked Tom, as though his mind was far away, as indeed it
was.

"That this man should come in with his project to search for a sunken
treasure wreck just as we were talking about how many millions were on
the bottom of the ocean."

"Yes, it was quite a coincidence," Tom admitted.

"What do you think of it--and him?" asked Ned.

"Well, to tell you the truth, I didn't take a great fancy to Mr.
Hardley," Tom said. "I think he's altogether too cocksure, and takes
too much for granted. Still I may misjudge him. Certainly he doesn't
have a chance at a million dollars every day."

"Do