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to return there, for fear of persecution." The UN established the Office of the UN High Commissioner for Refugees (UNHCR) in 1950 to handle refugee matters worldwide. The UN Relief and Works Agency for Palestine Refugees in the Near East (UNRWA) has a different, operational definition for a Palestinian refugee: "a person whose normal place of residence was Palestine during the period 1 June 1946 to 15 May 1948 and who lost both home and means of livelihood as a result of the 1948 conflict." However, UNHCR also assists some 400,000 Palestinian refugees not covered under the UNRWA definition. The term "internally displaced person" is not specifically covered in the UN Convention; it is used to describe people who have fled their homes for reasons similar to refugees, but who remain within their own national territory and are subject to the laws of that state. The United Nations High Commissioner for Refugees (UNHCR) estimated that in December 2003 there was a global population of 9.7 million refugees and as many as 25 million IDPs. Religions This entry is an ordered listing of religions by adherents starting with the largest group and sometimes includes the percent of total population. Reserves of foreign exchange and gold This entry gives the dollar value for the stock of all financial assets that are available to the central monetary authority for use in meeting a country's balance of payments needs as of the end-date of the period specified. This category includes not only foreign currency and gold, but also a country's holdings of Special Drawing Rights in the International Monetary Fund, and its reserve position in the Fund. Sex ratio This entry includes the number of males for each female in five age groups - at birth, under 15 years, 15-64 years, 65 years and over, and for the total population. Sex ratio at birth has recently emerged as an indicator of certain kinds of sex discrimination in some countries. For instance, high sex ratios at birth in some Asian countries are now attributed to sex-selective abortion and infanticide due to a strong preference for sons. This will affect future marriage patterns and fertility patterns. Eventually it could cause unrest among young adult males who are unable to find partners. Suffrage This entry gives the age at enfranchisement and whether the right to vote is universal or restricted. Telephone numbers All telephone numbers in the Factbook consist of the count
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