OIGHTLANDER & SON'S celebrated
Lenses for Portraits and Views.

General Depot for Turner's, Whatman's, Canson Freres, La Croix, and other
Talbotype Papers.

Pure Photographic Chemicals.

Instructions and Specimens in every Branch of the Art.

GEORGE KNIGHT & SONS, Foster Lane, London.

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{91}

WESTERN LIFE ASSURANCE AND ANNUITY SOCIETY.

3. PARLIAMENT STREET, LONDON.

Founded A.D. 1842.

_Directors._

H. E. Bicknell, Esq. | T. Grissell, Esq.
T. S. Cocks, Jun. Esq., M.P. | J. Hunt, Esq.
G. H. Drew, Esq. | J. A. Lethbridge, Esq.
W. Evans, Esq. | E. Lucas, Esq.
W. Freeman, Esq. | J. Lys Seager, Esq.
F. Fuller, Esq. | J. B. White, Esq.
J. H. Goodhart, Esq. | J. Carter Wood, Esq.

_Trustees._--W. Whateley, Esq., Q.C.; George Drew, Esq., T. Grissell,
Esq.
_Physician._--William Rich. Basham, M.D.
_Bankers._--Messrs. Cocks, Biddulph, and Co., Charing Cross.

VALUABLE PRIVILEGE.

POLICIES effected in this Office do not become void through temporary
difficulty in paying a Premium, as permission is given upon application to
suspend the payment at interest, according to the conditions detailed in
the Prospectus.

Specimens of Rates of Premium for Assuring 100l., with a Share in
three-fourths of the Profits:--

Age L s. d. | Age L s. d.
17 1 14 4 | 32 2 10 8
22 1 18 8 | 37 2 18 6
27 2 4 5 | 42 3 8 2

ARTHUR SCRATCHLEY, M.A., F.R.A.S., Actuary.

Now ready, price 10s. 6d., Second Edition, with material additions,
INDUSTRIAL INVESTMENT and EMIGRATION: being a TREATISE ON BENEFIT BUILDING
SOCIETIES, and on the General Principles of Land Investment, exemplified in
the Cases of Freehold Land Societies, Building Companies, &c. With a
Mathematical Appendix on Compound Interest and Life Assurance. By ARTHUR
SCRATCHLEY, M.A., Actuary to the Western Life Assurance Society, 3.
Parliament Street, London.

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SPECTACLES.--WM. ACKLAND applies his medical knowledge as a Licentiate of
the Apothecaries' Company, London, his theory as a Mathematician, and his
practice as a Working Optician, aided by Smee's Optometer, in the selection
of Spectacles suitable to every derangement of vision, so as to preserve
the sight to extreme old age.

ACHROMATIC T