e risibilities of all who have watched his antics and read
his articles, _especially when each one of the companies he
mentions has repeatedly rejected him for insurance_.

Letters to policy-holders from the New York Life Insurance officers
poured in on me from different parts of the country, all containing the
same defence and the same accusations as the one above, and signed by
vice-presidents of the company as well as President McCall, showing
conclusively that this great corporation as a corporation had
deliberately adopted this method of meeting my serious yet
conservatively put business accusations.

President McCall's defence of the New York Life Insurance Company and
his reply to my accusations are now completely before my readers. Let us
see if there is not a chance here to determine the grave question, "Is
'_the one man_' who runs each of our great insurance companies honest?"

The facts are: During the past twenty years I have been importuned,
begged, and hounded by the several great insurance companies of the
United States to take out policies with them almost upon any terms I
might name. Of this statement I could present more photographic proof
than would fit in any one issue of this magazine, but most of it would
have no bearing on the point at issue.

In the present year (1904)--to go no further back--John A. McCall has
repeatedly urged me to come into the New York Life Insurance Company.
Absolute evidence of the truth of this assertion is presented below. Mr.
McCall's letter reproduced here would be accepted as complete proof in
any court of justice. In the correspondence that follows this first
letter it will be seen that Mr. McCall left no stone unturned in his
effort to get me into the New York Life Insurance Company. A duplicate
of the communication sent to my residence went on the same date to my
office. To quote his own words, "I hope you may" and "I may have the
pleasure of welcoming you either to new or increased membership in this
great mutual insurance investment." Then, his anxiety being so great,
after waiting four days for a reply he sent his special agent to argue
with me, and, on the following day, his Boston manager to urge me
further.

[Illustration: PHOTOGRAPH OF LETTER FROM JOHN A. MCCALL SOLICITING
INSURANCE, SENT TO MR. LAWSON'S HOUSE.]

[Illustration: PHOTOGRAPH OF HEADING AND SIGNATURE OF JOHN A. MCCALL'S
LETTER OF JANUARY 22D, SENT IN DUPLICATE TO MR. LAWSON'S OFFI