Magazine_, if it does not contain your answers, publish
broadcast a copy of this letter, and in all fairness and
sincerity, I warn you I shall not be deterred from doing
this by any excuse you may make that my letter was received
too late for the July number of the magazine, or that more
important matters take up your space. I have, by diligent
research, ascertained that you will have at least
forty-eight hours from the time this letter is placed in
your hands before the section containing your "Lawson and
His Critics" pages is sent to press; or, to be plainer, I
can have advertisements inserted in the same section as that
containing your "Critics" pages if I hand in my copy
forty-eight hours after you will have received my letter.

Therefore you have sufficient time to formulate your answer,
and you know as well as I that, in the present excited
condition of the public mind, which has been created largely
by your public statements, there can be nothing more
deserving of space in _Everybody's Magazine_ than the
answers to my questions. You must realize, sir, that in all
sections of the country small holders of stocks are not only
selling their holdings, but that small depositors in banks
and trust companies are already beginning to withdraw their
deposits, that already many small banks have failed because
of this feeling of apprehension. So far as Wall Street is
concerned, legitimate business is practically dead, and you
have, for the time being at least, killed it. I will not add
what ill your attacks have worked in the large insurance
companies, for it is, I am sorry to say, patent to all that
there is but little life-insurance business being done at
present by the very large companies, and at best it will
require years to live down the unsettlement you have
wrought in the people's confidence in this worthy and
time-proven institution.

These are the questions I want answers to, and answers in
keeping with those broad professions of honesty and keen
regard for the best interests of the people which you have
been making.

Earnestly and respectfully yours,
----

1. Do you know economics and finance, money, banking,
credits, corporations, and business in their broad relations
to the people, the American Gov