isease--or apoplexy--of course! What else could it
be?"

"It must have been one or the other of those, Miss Carwell, I am sure,"
the captain murmured sympathetically. "But the law requires that such a
fact be established to the satisfaction of the county physician."

"And who is he?"

"Dr. Rowland."

"Will there be a coroner's inquest, such as I have read about? I
couldn't hear anything like that."

"It is not at all necessary, Miss Carwell," went on the captain.
"The law of New Jersey does not demand that in cases of sudden and
unexplained death, unless the county physician is not satisfied with his
investigation. In that matter New Jersey differs from some of the other
states. The county physician will make an autopsy to determine the cause
of death. If he is satisfied that it was from natural causes he gives a
certificate to that effect, and that ends the matter."

"Oh, then it will be very simple."

"Yes, I imagine so. Dr. Rowland will state that your brother came to his
death from heart disease, or from apoplexy, or whatever it was, and then
you may proceed with the funeral arrangements. I shall be glad to help
you in any way I can."

"It is very kind of you. This has been so terrible--so sudden and
unexpected. It has perfectly unnerved both poor Viola and myself, and we
are the only ones to look after matters."

"Then, let me help," urged Captain Poland. "I shall only be too glad.
The members of the golf club, too, will do all in their power. We had
a meeting this morning and passed resolutions of sympathy. I have also
called a meeting of our yacht club, of which your brother was a member.
We will take suitable action."

"Thank you. And when do you think we may expect the certificate from Dr.
Rowland?"

"Very soon. He is performing the autopsy now, at the club. Dr. Lambert
and Dr. Baird are with him. It was thought best to have it there, rather
than at the undertaking rooms."

"I shall be glad when matters can proceed as they ought to proceed. This
publicity is very distasteful to me."

"I can readily believe that, Miss Carwell. And now, if you will ask Miss
Viola if I may be of any service to her, I shall--"

"Before I call her, there is one matter I wish to ask you about," said
Mr. Carwell's sister. "You are familiar with business, I know. I was
going to ask Mr. Bartlett, as this seemed more in his line, but perhaps
you can advise me."

"I shall do my best, Miss Carwell. What is it?"

"One