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on is 25 cents. Doctors' fees, by recent vote of the local medical society, are $2 for an office call and $3 for a house visit. Almost all wage-earners in Fall River carry burial or life insurance and the insurance business is said to be thriving. The Philanthropic Burial Society alone, a local organization which has extended its activities to New Bedford and elsewhere, has a membership of 30,000 in Fall River. This society pays a funeral benefit of $125 in return for monthly dues of 15 cents to 30 cents. It was the belief of the secretary of the society that most of its policy-holders were insured in other organizations also. The Metropolitan and Prudential Life Insurance Companies have offices in Fall River and together they insure 75,000 persons. Their policy-holders make payments averaging about 10 cents per week. In addition, Fall River has 73 lodges of various fraternal organizations for men, many of which provide insurance benefits for their members. Many of the mills are reported to be carrying life insurance policies for their employees valued at from $500 to $1,000. A contributory system of cash benefits for sickness also obtains in some of the mills. The price of daily newspapers, French and English, is two cents and the Boston Sunday paper, which is extensively read, is seven cents. A considerable proportion of the amount spent for sundries apparently goes to the support of the church. The city is about 80% Roman Catholic. There are a large number of Roman Catholic churches, 17 parochial elementary schools, a Roman Catholic academy and a Roman Catholic commercial school. These schools are maintained chiefly by the French and Irish. The French parochial schools require a payment of 50 cents per month per child and the child furnishes his own books. The Irish Roman Catholic schools on the other hand are supported through contributions to the church itself and tuition and books are free to any child in the parish. While of course public schools are provided in the city, about one-third of the children attend the parochial schools. It is practically impossible to estimate the amount spent for each separate item in the sundries group, but in Table 4 is given an approximation of expenses in this division of the budget. Since expenditures for sundries vary widely as between different families, the total allowed may be spent in a large variety of ways. It is believed, however, that $5.10 per week, or $265
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