, &c., during the first forty-five years of this
century.

WHITTAKER & Co., Ave Maria Lane.

* * * * *

THE MOST COMFORTABLE CHRISTMAS PRESENT is HEAL & SON'S EIDER DOWN QUILT. It
is the warmest, the Highest and the most elegant Covering, suitable for the
Bed, the Couch, or the Carriage; and for Invalids, its comfort cannot be
too highly appreciated. It is made in Three Varieties, of which a large
Assortment can be seen at their Establishment. List of Prices of the above,
together with the Catalogue of Bedsteads, sent Free by Post.

HEAL & SON, Bedstead and Bedding Manufacturers, 196. Tottenham Court Road.

* * * * *

{635}

WESTERN LIFE ASSURANCE AND ANNUITY SOCIETY.

3. PARLIAMENT STREET, LONDON.

Founded A.D. 1842.

_Directors._

H. E. Bicknell, Esq. | T. Grissell, Esq.
T. S. Cocks, Jun. Esq., M.P. | J. Hunt, Esq.
G. H. Drew, Esq. | J. A. Lethbridge, Esq.
W. Evans, Esq. | E. Lucas, Esq.
W. Freeman, Esq. | J. Lys Seager, Esq.
F. Fuller, Esq. | J. B. White, Esq.
J. H. Goodhart, Esq. | J. Carter Wood, Esq.

_Trustees._--W. Whateley, Esq., Q.C.; George Drew, Esq., T. Grissell,
Esq.
_Physician._--William Rich. Basham, M.D.
_Bankers._--Messrs. Cocks, Biddulph, and Co., Charing Cross.

VALUABLE PRIVILEGE.

POLICIES effected in this Office do not become void through temporary
difficulty in paying a Premium, as permission is given upon application to
suspend the payment at interest, according to the conditions detailed in
the Prospectus.

Specimens of Rates of Premium for Assuring 100l., with a Share in
three-fourths of the Profits:--

Age L s. d. | Age L s. d.
17 1 14 4 | 32 2 10 8
22 1 18 8 | 37 2 18 6
27 2 4 5 | 42 3 8 2

ARTHUR SCRATCHLEY, M.A., F.R.A.S., Actuary.

Now ready, price 10s. 6d., Second Edition, with material additions,
INDUSTRIAL INVESTMENT and EMIGRATION: being a TREATISE ON BENEFIT BUILDING
SOCIETIES, and on the General Principles of Land Investment, exemplified in
the Cases of Freehold Land Societies, Building Companies, &c. With a
Mathematical Appendix on Compound Interest and Life Assurance. By ARTHUR
SCRATCHLEY, M.A., Actuary to the Western Life Assurance Society, 3.
Parliament Street, London.

* * *