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l desire to--and there was no temptation. I am afraid it was an incident without a moral. Yet it had one touch characteristic of the period which I like to remember. The man who had spoken to me, I think, suddenly realized, at the moment of my disastrous coup, the fact of my extreme youth. He moved toward the banker, and leaning over him whispered a few words. The banker looked up, half impatiently, half kindly--his hand straying tentatively toward the pile of coin. I instinctively knew what he meant, and, summoning my determination, met his eyes with all the indifference I could assume, and walked away. I had at that period a small room at the top of a house owned by a distant relation--a second or third cousin, I think. He was a man of independent and original character, had a Ulyssean experience of men and cities, and an old English name of which he was proud. While in London he had procured from the Heralds' College his family arms, whose crest was stamped upon a quantity of plate he had brought with him to California. The plate, together with an exceptionally good cook, which he had also brought, and his own epicurean tastes, he utilized in the usual practical Californian fashion by starting a rather expensive half-club, half-restaurant in the lower part of the building--which he ruled somewhat autocratically, as became his crest. The restaurant was too expensive for me to patronize, but I saw many of its frequenters as well as those who had rooms at the club. They were men of very distinct personality; a few celebrated, and nearly all notorious. They represented a Bohemianism--if such it could be called--less innocent than my later experiences. I remember, however, one handsome young fellow whom I used to meet occasionally on the staircase, who captured my youthful fancy. I met him only at midday, as he did not rise till late, and this fact, with a certain scrupulous elegance and neatness in his dress, ought to have made me suspect that he was a gambler. In my inexperience it only invested him with a certain romantic mystery. One morning as I was going out to my very early breakfast at a cheap Italian cafe on Long Wharf, I was surprised to find him also descending the staircase. He was scrupulously dressed even at that early hour, but I was struck by the fact that he was all in black, and his slight figure, buttoned to the throat in a tightly fitting frock coat, gave, I fancied, a singular melancholy to his pal
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