o my son a curse
as to leave to him the almighty dollar."

The second mode open to men is to hoard their surplus wealth during
life, and leave it at death for public uses. It was pointed out that in
many cases these bequests become merely monuments of the testators'
folly; that the amount of real good done by posthumous gifts was
ridiculously disproportionate to the sums thus left. The recent decision
upon Mr. Tilden's will, which is said to have been drawn by the ablest
of lawyers, and the partial failure of Mr. Williamson's purposes in
regard to the great technical school which that millionaire intended to
establish in Philadelphia, are lessons indeed for the rich who only
bequeath.

The aim of the first article was thus to lead up to the conclusion that
there is but one right mode of using enormous fortunes--namely, that the
possessors from time to time during their own lives so administer them
as to promote the permanent good of the communities from which they have
been gathered. It was held that public sentiment would soon say of one
who died possessed of millions of available wealth which he might have
administered: "The man who dies thus rich dies disgraced."

The purpose of this article is to present some of the best methods of
performing this duty of administering surplus wealth for the good of the
people. The first requisite for a really good use of wealth by the
millionaire who has accepted the gospel which proclaims him only a
trustee of the surplus that comes to him, is to take care that the
purpose for which he spends it shall not have a degrading, pauperizing
tendency upon its recipients, and that his trust should be so
administered as to stimulate the best and most aspiring poor of the
community to further efforts for their own improvement. It is not the
irreclaimably destitute, shiftless, and worthless that it is truly
beneficial or truly benevolent to attempt to reach and improve. For
these there exists the refuge provided by the city or the state, where
they can be sheltered, fed, clothed, and kept in comfortable existence,
and--most important of all--where they can be isolated from the
well-doing and industrious poor, who are liable to be demoralized by
contact with these unfortunates. One man or woman who succeeds in living
comfortably by begging is more dangerous to society, and a greater
obstacle to the progress of humanity, than a score of wordy Socialists.
The individual administrator of surp