he title of "Lucas, Turner & Co.," in
which my name was embraced as a partner. Major Turner was, at the
time, actually en route for New York, to embark for San Francisco,
to inaugurate the bank, in the nature of a branch of the firm
already existing at St. Louis under the name of "Lucas & Symonds."
We discussed the matter very fully, and he left with me the papers
for reflection, and went on to New York and California.

Shortly after arrived James H. Lucas, Esq., the principal of the
banking-firm in St. Louis, a most honorable and wealthy gentleman.
He further explained the full programme of the branch in
California; that my name had been included at the insistence of
Major Turner, who was a man of family and property in St. Louis,
unwilling to remain long in San Francisco, and who wanted me to
succeed him there. He offered me a very tempting income, with an
interest that would accumulate and grow. He also disclosed to me
that, in establishing a branch in California, he was influenced by
the apparent prosperity of Page, Bacon & Co., and further that he
had received the principal data, on which he had founded the
scheme, from B. R. Nisbet, who was then a teller in the firm of
Page, Bacon & Co., of San Francisco; that he also was to be taken
in as a partner, and was fully competent to manage all the details
of the business; but, as Nisbet was comparatively young, Mr. Lucas
wanted me to reside in San Francisco permanently, as the head of
the firm. All these matters were fully discussed, and I agreed to
apply for a six months' leave of absence, go to San Francisco, see
for myself, and be governed by appearances there. I accordingly,
with General Twiggs's approval, applied to the adjutant-general for
a six months' leave, which was granted; and Captain John F.
Reynolds was named to perform my duties during my absence.

During the stay of my family in New Orleans, we enjoyed the society
of the families of General Twiggs, Colonel Myers, and Colonel
Bliss, as also of many citizens, among whom was the wife of Mr.
Day, sister to my brother-in-law, Judge Bartley. General Twiggs
was then one of the oldest officers of the army. His history
extended back to the War of 1812, and he had served in early days
with General Jackson in Florida and in the Creek campaigns. He had
fine powers of description, and often entertained us, at his
office, with accounts of his experiences in the earlier settlements
of the Southwest. Colonel