l, if not a knave. He does not
deserve time; he shall be cut off at the meter." It is more certain
than consols, and payment of income is not affected by Sundays.
Moreover, you cannot draw on the future. Impossible to get into debt!
You can only waste the passing moment. You cannot waste to-morrow; it
is kept for you. You cannot waste the next hour; it is kept for you.

I said the affair was a miracle. Is it not?

You have to live on this twenty-four hours of daily time. Out of it
you have to spin health, pleasure, money, content, respect, and the
evolution of your immortal soul. Its right use, its most effective
use, is a matter of the highest urgency and of the most thrilling
actuality. All depends on that. Your happiness--the elusive prize
that you are all clutching for, my friends!--depends on that. Strange
that the newspapers, so enterprising and up-to-date as they are, are
not full of "How to live on a given income of time," instead of "How to
live on a given income of money"! Money is far commoner than time.
When one reflects, one perceives that money is just about the commonest
thing there is. It encumbers the earth in gross heaps.

If one can't contrive to live on a certain income of money, one earns a
little more--or steals it, or advertises for it. One doesn't
necessarily muddle one's life because one can't quite manage on a
thousand pounds a year; one braces the muscles and makes it guineas,
and balances the budget. But if one cannot arrange that an income of
twenty-four hours a day shall exactly cover all proper items of
expenditure, one does muddle one's life definitely. The supply of
time, though gloriously regular, is cruelly restricted.

Which of us lives on twenty-four hours a day? And when I say "lives,"
I do not mean exists, nor "muddles through." Which of us is free from
that uneasy feeling that the "great spending departments" of his daily
life are not managed as they ought to be? Which of us is quite sure
that his fine suit is not surmounted by a shameful hat, or that in
attending to the crockery he has forgotten the quality of the food?
Which of us is not saying to himself--which of us has not been saying
to himself all his life: "I shall alter that when I have a little more
time"?

We never shall have any more time. We have, and we have always had,
all the time there is. It is the realisation of this profound and
neglected truth (which, by the way, I have not discovered