een when the
self-satisfied Henshaw pointed out these improvements to his companions,
and claimed entire responsibility for them. It is probable that Mr.
Lister, under these circumstances, might in time have lived down his
taste for strong drink, but that at just that time they shipped a new
cook.

He was a big, cadaverous young fellow, who looked too closely after his
own interests to be much of a favourite with the other men forward. On
the score of thrift, it was soon discovered that he and Mr. Lister had
much in common, and the latter, pleased to find a congenial spirit, was
disposed to make the most of him, and spent, despite the heat, much of
his spare time in the galley.

"You keep to it," said the greybeard impressively; "money was made to be
took care of; if you don't spend your money you've always got it. I've
always been a saving man--what's the result?"

The cook, waiting some time in patience to be told, gently inquired what
it was.

"'Ere am I," said Mr. Lister, good-naturedly helping him to cut a
cabbage, "at the age of sixty-two with a bank-book down below in my
chest, with one hundered an' ninety pounds odd in it."

"One 'undered and ninety pounds!" repeated the cook, with awe.

"To say nothing of other things," continued Mr. Lister, with joyful
appreciation of the effect he was producing. "Altogether I've got a
little over four 'undered pounds."

The cook gasped, and with gentle firmness took the cabbage from him as
being unfit work for a man of such wealth.

"It's very nice," he said, slowly. "It's very nice. You'll be able to
live on it in your old age."

Mr. Lister shook his head mournfully, and his eyes became humid.

"There's no old age for me," he said, sadly; "but you needn't tell them,"
and he jerked his thumb towards the forecastle.

"No, no," said the cook.

"I've never been one to talk over my affairs," said Mr. Lister, in a low
voice. "I've never yet took fancy enough to anybody so to do. No, my
lad, I'm saving up for somebody else."

"What are you going to live on when you're past work then?" demanded the
other.

Mr. Lister took him gently by the sleeve, and his voice sank with the
solemnity of his subject: "I'm not going to have no old age," he said,
resignedly.

"Not going to live!" repeated the cook, gazing uneasily at a knife by his
side. "How do you know?"

"I went to a orsepittle in London," said Mr. Lister. "I've been to two
or three altogether, while